What is a pip?

Learn what a pip is and how to calculate it. Gain an understanding of pips and their impact on a forex trade.

Currency prices typically move in such tiny increments that they are quoted in pips or percentage in point. In most cases, a pip refers to the fourth decimal point of a price that is equal to 1/100th of 1%.

Pips Graphic 0

Fractional pips

The superscript number at the end of each price is the Fractional Pip, which is 1/10th of a pip. The fractional pip provides even more precise indication of price movements.

Pips in practice

Pips Graphic 1

Calculating the value of a pip

The value of a pip varies based on the currency pairs that you are trading and depends on which currency is the base currency and which is the counter currency.

Pips Graphic 2 

So, using the same example:

  • You buy 10,000 euros against the U.S. dollar (EUR/USD) at 1.10550 and you earn $1 for every pip increase in your favour. If you sold at 1.10650 (a 10-pip increase), you would make $10.
  • If the above circumstances were the same except that you sold at 1.10450 (a ten-pip decrease), you would lose $10.

Let’s look at an example with the U.S. dollar as the base currency, as in USD/JPY.

In this case, the value of one pip depends on the USD/JPY exchange rate.

Pips Graphic 3

So, using the same example:

  • You buy 10,000 U.S. dollars against the Japanese yen at 106.20 and you earn $0.94 for every pip increase in your favor. If you sold at 106.40 (a 20-pip increase), you would make $18.80.
  • If the above circumstances were the same except that you sold at 106.00 (a 20-pip decrease), you would lose $18.80.

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